FAQ

As a responsible lender, we'll need the following:

• 90 days of Bank Statements - This is all done fast and securely online in just minutes.
• Proof of Identity -ID documents will need to be supplied e.g Driver’s License, Medicare Card
• Proof of Employment - We’ll need to review your income but this can be from full time, part time or self employment.
• Proof you live in Australia - Visa holders are also welcome to apply for a car loan.
• You cannot be currently bankrupt

A secured car loan is a loan that secured by an asset, or collateral. In most cases, the security for your car loan is the vehicle itself.

We consider your current capacity to repay your car loan. That is, we look at the NOW and the FUTURE. We don’t just look at just your credit history and mistakes that happened in the past. We are a responsible lender and will make a sound assessment of your application for finance.

We have helped many customers who are casually employed. We will assess that you can afford to make repayments on your car loan.

Yes you can! There are no penalties for doing this and we encourage that you do so if you can afford to. This will actually help you to reduce the overall interest that you pay over the term of your car loan.

Of course! You can increase your loan repayments at any time. Just contact our friendly team to update your payment details.